Commissions
Commissions
Target premium, advances, chargebacks, contract levels, overrides and vesting.
Disclosure North Life Group is a licensed life insurance agency that contracts agents. Agencies that contract agents, ours included, are paid an override on the business those agents write. Contracting terms are shared on a call. How we are paid
- Advances and chargebacksAn advance is the insurer paying you before the premium arrives. A chargeback is the insurer taking back whatever the premium never covered.Checked Nov 11, 2026 · 8 min
- Contract levels, overrides, vesting and releasesFour terms decide what an insurance contract is worth after the first year. None of them should rest on a recruiter's word.Checked Nov 11, 2026 · 7 min
- How life insurance agents get paidThe insurer pays, not the client. What lands in your account depends on four numbers, and the one most agents skip is the commission base.Checked Nov 11, 2026 · 7 min
Agents and future agents
Talk through contracting with us
Contracting terms are shared on a call. Send the short application and we call you, or call us now.